Voter insurance is a scheme in which voters can choose to deploy their vote differently - not in favour of a candidate winning, but in order to purchase insurance against a candidate winning.
Voters now have the option to tick the insurance option against a particular candidate *in lieu of* voting for any one candidate. The rest of the voting process remains exactly as it was before.
All voters who insured themselves against the eventual winner of the election will receive a sum of money from the government as compensation for the projected future harm they will suffer during the term of office.
The CA team has found a way to implement voter insurance while preserving completely the anonymity of the voting process, so voters who purchase voter insurance cannot be identified by any part of government.